What Things Do You Need To Consider When Moving House?

Moving house can be a strenuous and stressful business with so much that you need to remember and so many things that you need to budget for. Whether you are moving into a rented property or whether you have bought your first house or have sold one house and bought another, the steps you need to consider when moving house remain the same.

Redirect Your Post

You need to redirect your post for the first few months, just in case. You always get the odd bit of post still trying to wing its way to your old address months after you’ve left the property and months after you’ve updated the companies on your new abode. Redirecting your post to your new address will help avoid this. I’ve had to do this a couple of times now but luckily a few of the moves have been from my parents house so I didn’t have to do this those times as they just passed me on my post.

Consider your budget

There are so many things you need to budget for when it comes to moving house like how much do removal companies cost in London or similar areas – you need to make sure you have the funds or else you will end up making multiple car runs trying to move everything in time. Knowing how much of a budget you need, how much time you need to do it in and what you need is so important so you know where you stand and you can hire the right people for the job and get it all arranged. Finalise details in the week leading up to your move so you are not running around on the day.

Terrah Holly
Work out a route

You need to work out a route from your old property to your new property for both yourselves and your movers. It may be straightforward or may require some pre planning but knowing how you are going to get from A to B is vital.

Do your final checks

As you come to the last few days in the house before moving, do your final checks. Make sure everything is all packed away, your freezer food has been completely run down, file away important documents and make sure you have began to notify people of your change of address.

Record final details of your utilities

When moving house, you will usually be changing utility providers, at least for the first week or so until you settle down and move to a provider your prefer. When you are leaving your previous house, record the final readings of your utilities such as gas, electric and water so you can arrange for a final bill to be sent to you and the people moving in can start afresh.

I’ve moved house a couple of times now in my life and we are soon hoping to move again as we need a larger property for our family. I need to remember all of the above things when moving as it is inevitable I will probably forget something – I am just that type of person! Having a checklist of things you need to remember when it comes to moving house is vital – that way, all of the important stuff is covered.

Do you have any tips on things you should do when moving house? Is there anything that I have forgotten to add onto my checklist?

 

Collaborative Post

How To Boost Your Credit Rating

This is a sponsored post.

I am not going to lie – my credit rating is currently quite shocking. I’d always prided myself on having an awesome credit score – I was always the one out of the couple with good credit but as the years have gone by and we’ve had unexpected expenses and things happen, my credit rating has taken a right battering.

This obviously isn’t great considering we want to get a mortgage in the not too distant future. Getting a mortgage will already be fairly difficult due to the fact I am self employed – at least I will have three years of books made up by the time we eventually apply for one and hopefully Steve will be in full time work at a local school alongside his studies to become a teacher.

Noticing how bad my rating is, I’ve been looking into some ways to boost it and get it back to fighting fit. Do you know of any ways to boost your credit rating?

Register on the electoral roll

If you want to get credit in the future, your name needs to be on there otherwise it can prove incredibly difficult.

Check It Regularly

This may sound incredibly silly but checking your rating regularly is very important. Whilst it is a little unlikely, sometimes things appear on our reports that are wrong and if you aren’t checking your rating often enough, it could be a while before you notice them and get them removed. These mistakes can have a big impact on your score.

Pay on time – and avoid defaults and CCJ’s.

Paying on time is vital – and whilst it can sometimes be inevitable that a bill gets missed, try to get back on track before you end up with a default or a CCJ on your file.

Consider a credit building credit card

Something most people consider when they have a poor history is getting a credit builder credit card from a provider such as Vanquis. Something to remember is that the interest on these will be slightly higher than other cards but these are great for building up your credit as long as you remember to pay on time.

Reduce your debt

Finally and perhaps the most obvious – reduce your debt. By cutting down on your debt, your credit score will increase. Find innovative ways of cutting down on your debt – take on more hours or do overtime at work, sell off anything items in the house you no longer need, do some side hustles to bring in some more money and apply every penny to your debt. Make a budget and stick to it, throwing every single extra penny at debt. Meal plan – this is something we have started to do again and one such item on the menu is this Instant Pot Pork Chops I found on Recipes From A Pantry.

Try and pay much more than the minimum payments each month and your balance will soon be going down and your credit rating up. One thing to remember though is to not pay everything off in one go – I recently found out that if you pay everything off in one go and have no credit at all, it can have a negative effect on your credit score for a while afterwards before rising again. We plan to reduce all our debts down to a certain amount each eventually and to then pay the minimum payment on each (of about £5) until they are paid off – so they all get paid off at different times. We will then keep one card for emergencies – maybe get it turned into a joint card.

Do you have any tips for increasing your credit score? I’d love to hear them!

WIN | Little Budgie’s Done A Fudgie Hardback Book

Olivia is not quite ready for potty training yet but she has slowly been showing signs of knowing when her nappy is full. Now it has been quite some time since I potty trained a child so I will have to refresh my memory but it is great that there are so many fantastic resources out there now to aid parent and child when it comes to potty training.

I was recently contacting about reviewing ‘Little Budgie’s Done A Fudgie‘ by Simon Harris, a former teacher who is now a social media manager. Within 2 weeks the ‘Little Budgie’s Done A Fudgie’ video had over 18K views and went to number 1 on the Amazon Kindle Nursery Rhyme Book Sales Chart.

 

After struggling for what seemed like an eternity with potty training his toddler son, former French and IT teacher and dad of 2 (with the 3rd arriving imminently) Simon Harris had a fun idea.

“My three-year-old son Luke has been a little bit slow with his potty training so I decided to write a little story to try and help him – it’s called ‘Little Budgie’s Done A Fudgie.’

It’s a little bit ‘out there’ as far as titles go, however to my amazement he really identified with Little Budgie and how Mummy Budgie has helped him to keep trying and get there in the end.” 

Seeing the progress his son was making, with Luke feeling more confident and more like a “big boy”, Simon thought this could be great for fellow parents too. He’s created some fun as well as educational at what can be a very stressful time for both parents and children.

 

 

Priced at £5.99 for a hardback copy and £2.99 for an eBook copy, Little Budgie Does A Fudgie is a different potty training book for toddlers. Visit the Facebook page here or buy the book here on Amazon {affiliate link}.

I can’t wait to read the book with Olivia when she understands a little bit more and is on her very own potty training journey.

However I have a hardback copy for one of my lucky readers to win – all you need to do is fill in the Rafflecopter below. The giveaway ends at 23.59pm on the 28th of April 2018, UK only. Good luck all! For more information on the book, visit the website here!

a Rafflecopter giveaway

My Sambazon Immunity Bowl

We were sent some Sambazon Acai packs for the creation of this post.

I was recently tasked with making a Sambazon Immunity bowl for myself. Now I don’t really tend to make those smoothie bowls you see dominating Instagram but I thought I would give it a go. I’m always looking for something new to try for breakfast.

These handy packs can be popped in the freezer and have a few packs inside of each so you can just pull out exactly the amount you need and leave the rest in the freezer. As someone who relies on my freezer, this is great for me!

We were sent these packs of Sambazon to help us create the immunity bowl – so what did I include in mine? Mine isn’t as pretty as all those Instagrammable ones you see and I didn’t want to overload mine too much with stuff as I know I wouldn’t eat it all. I wanted to make sure I was getting my protein, my calcium and my fruit in so here’s mine:

To make my Immunity Bowl you need:

1 Sambazon Original Superfruit Pack or Acai pack
1cup of milk of your choice (I use semi skimmed)
Handful of frozen fruit – I chose redcurrants, blackcurrants, raspberries and blackberries
1 Banana
Sprinkling of cinnamon

For the toppings, I opted for some more berries, some seeds and some pecan nuts for that bit of crunch.

How do you make it? Run your superfruit pack or acai pack until running water to melt it and break up a little, cut the top off and add into the blender with your milk and other ingredients. Blend – the less liquid you use, the thicker it is. Once it is a thick smooth goodness, put in the bowl and top with your chosen toppings.

Yum!

Jack couldn’t help but want to get in on the action so we made some smoothies for us all too – using our Acai packs and some delicious fruit. How delicious do these look?

We never usually use Acai but I can certainly see this being a staple of our smoothies and immunity bowls from now on. Now my bowl may not be as Instagrammable but it is tasty and good for me which is what matters most, right?

Our #NumNomsEaster

 

Are you already finding the Easter holidays a chore with the kids complaining they are bored? I am! That’s why we decided to have an Easter hunt, namely a #NumNomsEaster hunt with some fab Num Noms and some chocolate eggs of course!

We were sent a Num Noms box with some fabulous Num Noms inside, an Easter hunt sheet, instructions and some fantastic crafting goodies.

This was a great way to keep the kids occupied – I did it more than a few times before letting Jack open the Num Noms he found – I did let him eat the chocolate eggs he found along the way though – but not too many, as I had Instant Pot Chicken Thighs (via Recipes From A Pantry) planned for tea and I didn’t want him too full! You try telling a six year old to stop eating chocolate though, haha!

I did finally realise there is only so many hiding places you can utilise in one house so eventually Jack finally settled down to do some crafting – I didn’t dare let Olivia as I’d have ended up with glitter everywhere – and Jack made some fab items for the whole family. He created some beautiful Easter bunting – theming some as Easter and some in the favourite colours of members of our family – my mum got her bunting egg in Norwich City FC colours which she was chuffed about. We decorated the house with the bunting and he also decorated some eggs in a basket beautifully too. He never used to have the patience for crafting but he is so much more willing now.

We also opened our Num Noms mystery packs and the big box to see what Num Noms we had got. Once again, Jack was absolutely chuffed with what he received and set about trying to make me over with the nail polish and lip gloss!

Thanks Num Noms for helping us to have a fantastic Easter so far – what else have you got planned for the Easter weekend? Why not check out this Num Noms delicious make and give it a try?

 

Sent for the creation of this post