3 Things That Add Value To Your Home…And 1 That Doesn’t

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Your home is more than just a place to relax and share moments with your friends and family; it’s also an investment. As such, we shouldn’t just view our homes as places where we want to live — we should also take some steps to improve the value. It will be in your best interests. However, wanting to boost your home’s value and making it happen are two separate things entirely. Below, we take a look at a few things that will help to push your property’s valuation in the right direction. And they’ll also make your home a more enjoyable place to be, too.

Extra Bedrooms

When a home is valued, it’s not a matter of just plucking a number from thin air. It’s a calculated process. One of the biggest factors that go into the value is the number of bedrooms. The more there are, the more valuable the home is. Indeed, there can be a big difference in valuation between a home with three bedrooms, and one with four. Now, you might think that there’s a limit to how many bedrooms you can have, but in fact, most homes can have more. With a cellar or loft conversion, another bedroom is more than possible. It costs a fair amount of money, but you’ll make more than double back in valuation.

Chastity Cortijo
Kerb Appeal

One of the biggest mistakes homeowners make is not taking care of their kerb appeal. You might bypass the exterior of your home and go straight for the front door, but visitors will pay attention to what’s going on outside. The more beautiful it is, the better it’ll be for your home’s valuation. The good thing about the outside of your home is that it’s relatively easy to improve. Work with a landscaping company, and they’ll ensure that you end up with a perfect, picturesque front yard. It’s a smallish job that can make a big difference in the overall quality of your home.

Modern Infrastructure

There’s something quaint about traditional looking homes, but for most people, they’re properties that are best visited rather than lived in. As such, you may want to think about investing in modern infrastructure if your home is currently a little bit dated. This is especially important in the main rooms of the home, such as the living room, kitchen, and bedroom. Give these aspects of your property the modern treatment, and you’ll be making your home more attractive to prospective buyers.

And One That Doesn’t: Big Additions

There are smart ways to boost your home’s value, and not so smart ways. One mistake people make is thinking that adding anything of value (i.e., expensive) will automatically increase their home’s value. This won’t always be the case. Things like a swimming pool or cinema room won’t move the valuation north, for example, and especially so if they’re out of keeping with the rest of the property and neighborhood. Before adding anything, make sure it’s a worthwhile addition that’ll benefit your bottom line.

 

Top Things that You Need to Think about when Buying your First Home

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Buying your very first home can be a daunting experience. You may feel as though there is so much that you don’t know, and that you have so much to learn as well. On top of that, you have the pressure of taking out a substantial loan to cover the property. If you want to get some support when buying your first home, then you can find out whatever you need to know right here.

Use a Trusted Realtor

Real estate agents will get a percentage of the total price of the home when it sells. A lot of people think about not using them for this very reason. You should avoid doing this if possible because it is the seller who will pay this fee and not yourself. A trusted real estate agent can also work with you to protect your interests, and they can even guide you through the entire buying process too, so don’t be afraid to chat with one in your local area.

Contract

Another thing that you have to remember is that buying a house involves a contract. You will need to sign a lot of them before you are able to pick up the keys. When signing them, take the time to read through them all because sometimes they can be negotiable. You may be able to chat with the seller to see if they are going to leave any furniture behind, and you may also be able to see if they can extend the moving date. All of this will be listed in the paperwork, so don’t be afraid to go over it all and ask any questions you need.

Hutomo Abrianto
Don’t Buy for Right Now

A lot of people make the mistake of buying for the life they have right now. There is a high chance that in a few years’ time, your situation will have changed drastically. You may meet someone, have kids or even be planning a wedding. Either way, your home needs to be able to accommodate change as much as possible.

Purchase Price

It’s so important that you don’t get too fixated on the purchase price. It’s more than possible for you to offer less and if your offer is reasonable then there is a high chance that it will be accepted. This is especially the case if the property needs a lot of upgrading, or if there are underlying issues that need to be dealt with. It’s also worth looking into these financing tips for property development as well, as this will help you to get a better idea of the market.

Deposit

The more money you can put down as a deposit, the cheaper your mortgage will be. As if that wasn’t enough, you will also qualify for much lower interest rates too. This can make all the difference to your current situation. If you want to give yourself the best possible chance of getting a mortgage then you need to put down the biggest deposit you can. Sure, this may take some time, but you will be glad you did when the time comes for you to start making those repayments.

What Does Owning A Home Require?

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Most people enjoy the idea of settling down one day when they can. They believe it to be a goal of worth, something worth aiming for, something with which to provide the necessary base needed to relax and to truly ‘begin’ our aims in life. It’s not hard to see how some feel that settling down is their start in life, as they finally have a root with which to begin everything from, and things aren’t so up in the air anymore.

But it’s worthwhile to ask yourself a few questions before diving into these plans. There are many, many matters you need to figure out before you consider yourself suitable to even begin searching for a home, well before you start ironing out the details. Of course, this isn’t to suggest you would somehow be incompetent or too premature to search for a house right now. But simply checking yourself and staying reminded as to what this process can take, and the new responsibilities that might be placed on you can help you understand if this is something you truly need right now or not. Most of the time, from this you will infer a positive result.

For that reason and more, learning what owning a home requires is a truly worthwhile venture. Let us see what that might look like.

Scott Webb

Financial Stability

It is extremely good sense to have a history of financial stability before you even consider purchasing a home. This is because it’s unlikely that you’ll have the funding to purchase a home outright, and so some form of mortgage will become likely. On top of that, finding a preferential option, such as a variable home loan, could potentially be better dictated by a stronger financial backing, especially if you go for a stellar company.

Financial stability also means good bookkeeping, the ability to keep hold of many disparate outgoings and to tie them together to break even at the end of the month. Without court judgements, bad loans, bad credit and other forms of difficulty weighing you down, you’re going to be much more developed in your financial stability.

Compromise

Compromise is an essential part of house hunting and house management. It might be that to set up in your dream location, you need to accept a longer commute. To secure your home, you might need to invest in a higher pedigree of security apparatus. It might be that your dream home is right next to a busy road, and that might mean opening the window at night draws in more noise than you might appreciate in the summer. But compromise is the name of the game here. You need to be able to find your priorities, what you absolutely need vs what you want. And, on top of all of that, you need the maturity to live with your decisions. It might not be your ideal. But it can come pretty close to perfect.

Tenacity

There can be downsides to owning a property. Having to repair and replace certain maintenance needs, having to ensure your property is safe and sometimes reaping the difficulties of dealing with construction issues can be tiring. But overall, you know that this is worth it, and this home, with enough effort, can be part of your family line. Owning a home is not easy, but it is tremendously worth it. We hope you can find that out for yourself.

With these tips, you’re certain to own a home as you deserve to.

Giving Our Living Room Some Life Again

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As I’ve mentioned before, we are currently in privately rented accommodation and have been for almost seven and a half years. According to our contract, we aren’t allowed to make too many changes to the house and when we leave, we will have to make sure the house is returned to its original state.

I don’t know about you but my carpets have certainly seen better days. We’ve lived here as long as we have and have had two kids weaning, potty training, playing in this house. The carpet is brown in colour as it is but age has not been kind to it. Whilst we are planning on moving when we possibly can as we need more space, I have been considering seeing if we can get the carpet replaced – at a cost to us. If we aren’t allowed, we will of course be getting a professional carpet cleaning company in but I’d love the opportunity to spruce my living room up a little.

Obviously I’d like to do this on a budget as two kids, their various clubs and just our day to day living isn’t exactly cheap so I’ve been looking for cheap carpet for if we are allowed to make the changes.

Christelle BOURGEOIS
I’d be looking for a much nicer colour than the brown we have, of course, and something that doesn’t seem to pick up every bit of dirt and stain incredibly easily – no matter how quickly I get to a stain on this carpet, it is just so obvious on this colour. Flooring Superstore are a brand I’ve been looking at, simply because they offer such a wide variety of options – there are many colours including beige, grey, purple and cream – although I don’t think I’d be choosing cream with my two clumsy kids! I also love that you can shop by price – there are four categories which are budget carpets, essential carpets, premier carpets and elite budgets so there is something to suit every budget.

With us also continuing to look for a new property due to space issues, carpet is definitely something I’ll be considering for those. We are hoping to buy in the not too distant future and nothing says making a home your own than ripping out all the old carpets from the previous owner and replacing them with brand new ones that you have chosen yourself. Either way – if we stay here (and I am allowed to) or move – I’m looking to get some new carpets to make my house look fresh and new again.

Have you ever bought new carpets for your home? How did you make the decision of which one to choose?

 

 

Helping Family Members Gain Their Independence Back

I was recently commisioned by Premier Care to give my thoughts on the following topic. All thoughts and opinions are my own.

I’ve mentioned in the past that my grandparents are now struggling to do the things that they once were. My in laws are also registered disabled and my father, before he passed away, had not long been registered disabled and struggled too. As such, accessibility is of massive importance to me.

Whilst I can’t claim to know everything that there is to know about accessibility – there is so much left for me to learn – what I do know is that we should aim to help those who struggle to do the day to day things that others take for granted.

One such thing is bathing. Now I don’t know about you but I love a bath. The thought of this routine being of difficulty to me is quite sad so I can only imagine how people like my Nan feel and how my father felt. Towards the end of his life, he ended up doing strip washes as he could no longer get in and out of the bath, something he used to love.

Something I have been looking into is companies who offer a solution to this – walk-in baths and easy access showers. If finances were to allow, I want to ensure my family members can have a pleasurable bathing experience without having to worry about slipping and falling.

One such company is Premier Care- take a look here to see what they have to offer. They are the UK market leader and offer a variety of products so that everyone can have an accessible bathing experience, no matter what.

Their walk in showers have been specifically designed to allow everyone to enjoy a comfortable and relaxing shower with complete confidence and safety. They have ultra low access and thermostatic control. There are a number to choose from so you can choose exactly the one to suit your needs.

The walk in baths have also been designed to make it easy to get in and out of them with ease with low level entry and easy carer access, should that be needed. They have grab rails, slip resistant surfaces and thermostatic controls – some also have reclining seats. There is a range to choose from, with you being able to choose the best one which suits your needs.

So why do I think accessible bathing is a must? Why wouldn’t I? Everyone deserves the opportunity to be able to bathe or shower in comfort without the fear of them slipping or falling and doing themselves an injury, especially if they are unsteady on their feet or cannot use them that well. I know that, for some of my family, the loss of their independence has been a tough pill to swallow and anything that can help make their day to day life that little bit easier is always something I am going to look into and champion.

I am still looking into options at the moment – whilst I’d love to just waltz in and convert my family members bathrooms, unfortunately I cannot do that without their permission and big changes aren’t something they take to well. But I am hoping that with my helping hand, I can help them gain a little of their independence back.