How To Wear Your Yoga Wear In Everyday Life

If you are anything like me, you have a ton of exercise wear or yoga wear that you find just that little bit too comfy and want to wear in your normal everyday life, right? I am not going to lie and say that I exercise regularly, apart from maybe walking lots – you all know that I don’t – but I love nothing more than wearing my yoga wear in everyday life – it is not uncommon to see me walking around my village in it!

This handy little infographic gives some tips on how to make the outfit work at any time.

Taking Your Yoga Wear Out Of The Studio
Taking Your Yoga Wear Out Of The Studio Created by: Ebates Coupons
I know I definitely accessorise with my statement bag and often wear a pair of classic black boots when I am rocking my yoga wear. Do you ever do the same?

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My Goodreads Challenge

You may remember me setting myself a Goodreads challenge at the beginning of this year. I wanted to read 50 books in 2015 – a number that would take me past the amount read in 2014. I realised that I haven’t mentioned it recently nor have I mentioned one very important thing: I have completed my Goodreads challenge!

Does this mean I am stopping? Of course not! I am currently 42 books ahead of schedule apparently (despite surpassing the target set for myself) and as it stands I have read 75 books so far this year. I am certain I can make that at least 100 by the end of the year and this is a number I will be proud of. I haven’t been rushing, I’ve been reading at a leisurely pace but I have been giving up on books if I just can’t get into them. This is something I try to avoid and I do give them a substantial amount of time to interest me before giving up.

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I’ve found that setting myself reading plans for the month ahead has really helped me with my Goodreads challenge and I may continue to set more reading plans going forward.

Did you set yourself a Goodreads challenge – if so, what was your target? How are you getting on?

Feel free to add me on Goodreads – either by clicking in the widget to the left or clicking here.

Calling Spots Magazine

I don’t really read magazines much nowadays – I may pick up the odd copy of Glamour or Real Homes now and again (or even my guilty pleasure, Inside Soap) but this is a rare occurrence. On the odd occasion I do pick up a magazine, it is generally about my interests – Writing magazine for example or perhaps the latest edition of Blogosphere.

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I recently heard about Calling Spots magazine billed as the professional wrestling fan’s magazine. I’ve made no secret that I love WWE, am getting quite into ICW and occasionally watch Ring of Honor and TNA. My first love will always be WWE though. I was intrigued to see what the magazine was like so quickly made an order and the magazine arrived within days.

Having entered into some friendly dialogue with the team behind the magazine over on their Twitter, I couldn’t wait to take a look and I wasn’t disappointed. The magazine came with a small print which you can see was later advertised in the magazine. I was happy to get Neville, got to support UK talent!

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The content itself was quite interesting – there were some serious articles such as the surge in popularity of British wrestling, the art of professional wrestling commentary and the Summer of ’96 and there were some more light hearted articles such as the top 10 hunks in wrestling, written by Jo Graham who doesn’t ‘know much about wrestling’. I have to say – I don’t really agree with most of her list, perhaps Punk, Roman and Rollins but she is missing some of my favourites (Orton, Ziggler, Drew Galloway, Jack Jester). I’m sure my fellow WWE loving bloggers Charli, Sia and Charli would have some input too!

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All in all, I was pretty impressed with Calling Spots magazine. It is a slim volume but is packed full to the brim with interesting content and is a bargain at just £1.99 with £1 postage for UK readers. I’ve already got the next edition on pre order and will certainly be purchasing the back editions once I get a chance. You can order yours here.

September Plans

I can’t believe it is now September so here I am sharing my September plans. We have so much going on this month so I have got plenty in the pipeline. Here is what I want to do this month:

  • Take pictures of Jack’s first day at school and actually get them printed out and framed for us and his grandparents. I can’t quite believe he is going to be going to school, I still haven’t got over him attending pre school!
  • Rewrite my CV and apply for a couple of jobs I’ve seen. One is permanent, one is temporary but even so, a little extra money will help us in the run up to Jack’s birthday and Christmas.
  • Following on from that, I want to keep on top of my freelance work – chasing up those who email me and go quiet and actually chase up late payments of my invoices – I can be far too nice.
  • Pay a substantial amount off my credit card – this requires hard work.
  • Make time for myself. Whether this means making time to read (including my Netgalley challenge for the month of September), having some friends round for a movie night or playing some free bingo with friends on a site like Bingo Extra), I need to spend a little more time relaxing. I’m constantly doing something and I need to find the time to chill out every now and again before I flake out.
  • Start getting Jack’s presents for his birthday and Christmas – with both in December, I have to get prepared in advance. Since he’s now got the two things I was going to buy (thanks to family), I’m a little stuck for what to get him! I only have one thing in mind right now but I’m sure I will find more things he would like nearer the time.
  • Get my personal finance blog up and running again.
  • Get a few things ticked off my 30 before 30 list.

I suppose you could also call my September plans goals. Some of them are certainly achievable, others not so much. I plan on getting as many of these done as I can this month. I’m thinking about making this a monthly post as I think it can keep me accountable if I have something to refer back to. I struggle without having a set to do list in front of me to keep me on track – so this should help, right?

What have you got planned for the month of September?

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5 Difficulties Faced By Freelancers

According to recent research from freelance website Peopleperhour (PPH), more Brits than ever before are choosing the freelance life over the traditional 9-5 working day. In fact, so many workers are now opting to be self employed, it’s estimated that one in two workers in the UK could be a freelancer by 2020.

Before you hand in your notice and order some business cards, you might want to consider some of the less appealing sides to freelance life. Here are five of the common areas of difficulty faced by freelancers, along with some solutions designed to help you get ready for the jump.

Finding work

If you’re well established in your field you may be able to rely on former employees or links with ex colleagues to supply you with a steady supply of work. However, if you’ve not got much of a network in place, you’ll need to do a lot of legwork to adequately advertise your wares. it can be helpful to register your interest in freelance or temporary contacts with a recruitment agency in your niche, though this isn’t always a fruitful option if you’re not prepared to work on site and potentially travel a little.

Many freelancers choose to build up their client base over a period of time before committing to being full time self employed. This is a safer option you can follow by setting yourself a deadline to work towards and gradually gaining clients through a mixture of networking at relevant events, perhaps setting up your own website, and pitching for work on freelance sites. Depending on your chosen field you might find you are able to get by without a website or online portfolio, particularly if you are good at pitching for work on freelance sites. However, you’ll need to factor in any fees or commission taken by freelancer platforms such as PPH when it comes to setting your rates.

Fathoming tax rules

Working as a freelancer is a simple case of registering as self employed with HMRC, putting away 30 percent of your earnings and filling in a form stating what you’ve earned at the end of each tax year, right? Well, not quite. Thanks to the nuances of the British system it can actually be pretty tricky to work out how much to put away and what you can and can’t count as expenses. There are plenty of software options such as Freeagent out there to help you keep everything in order but if you’re able to keep accurate records you may find that paying a professional is a timesaving option that’s cheaper in the long term. Not only will an accountant have a better idea of how the rules apply to you, they should also be able to show you where to make legitimate savings too, making their wages worthwhile.

Sorting your own space

In theory, being freed from working in your stuffy office leaves you open to far more comfortable working options. In practice, finding a quiet, well-lit place to work with a reliable WiFi connection, should you need it, is a little harder to do. Working from your sofa can seem like a workable solution at first, before the back pain kicks in and you start to get drawn in by the temptation of the TV remote or the attention demands of the family pet. Those with a spare room that can be turned into an office can fair a little better and may incidentally find tax benefits to working in a set space.

 

If you’re not one of those lucky people with a room to spare, think about cornering off your own working zone within your living or dining room. Make sure it’s well lit and that people know when you are working and therefore when not to disturb you by fitting internal room dividers like these.

Being paid on time

If you’ve ever asked for a payrise and found it exceedingly awkward, you’re likely to find all the financial chat of freelancing just a bit icky. You absolutely must be clear about costing for projects, meetings and changes because otherwise you can find yourself taken advantage of – intentionally or otherwise. In addition to being clear about your rates you need to be firm about payment processes too. Chasing invoices costs you money and can leave you financially vulnerable. Some freelancers like to make sure they’re not too reliant on any one regular client for money.

Other useful tips are to send across a payment contract with the payment schedule outlined before a project commences, or asking for part of the payment up front on big projects. If a client pays late you are entitled to charge late payment fees and interest, though you’ll want to weigh this up against the potential impact on your working relationship, should you want to continue it.

Benefits and pensions

Leaving a job will likely mean leaving behind a pension as well as benefits such as sick pay, maternity or paternity leave and holiday pay.  While you might find that you’re able to earn more as a freelancer to offset the loss of such benefits you will need to plan sensibly for circumstances such as illness or spells where your skills might be less in demand. The IPSE provides some benefits for their members, alongside help and advice on how to handle your finances as a freelancer. Ultimately though, you’ll be in charge of ensuring you stash some cash away in case of rainy days and factoring a bit of buffer into your work schedule will also be fundamental to your success.

Are you thinking of moving into freelance work? Is there anything that is stopping you from taking the first steps?

 

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