What do you like to spend your money on? For this Up Your Wealth Wednesday post, I thought it would be a good post to talk about the things that me and Steve don’t mind spending our hard earned cash on. There will also be another post very soon discussing the things we do really mind forking out for.
- A holiday every couple of years – Don’t get me wrong, I don’t mean an all out extravagant holiday, just a few days away from home whether we are staying in the UK or going abroad, usually a UK break. Working from home means I often get cabin fever and sometimes just need a little break.
- A car – Whilst it doesn’t have to be the newest car on the market (ours is a 2007 reg), Steve needs a car to get to work so this is a necessity. We need to spend that money on the car for him to earn money! We may end up buying a car with a credit card. It’s not just the car itself that’s worth spending on, either. When it comes to keeping it in the best condition, it’s often a lot more cost-effective to buy replacement car parts when you need them than to face bill after bill from the garage that comes with the more frequent repairs that older car parts tend to cause. It’s also much safer as a car that is well looked after is much less likely to get into a car accident, and although you make car accident claims if the worst does happen, it’s always best to avoid that, right?
- Decent internet – Given how much of our daily life is done while connected, from streaming websites to social media, or even writing and managing a blog, being able to rely on your internet is crucial. Suffering lag and connection issues due to limited bandwidth simply isn’t acceptable in this day and age, so it’s worth doing a wifi speed test to make sure that your internet company is actually providing the speeds they sold you on. If not, it may be worth looking at alternative providers instead.
- TV – I don’t go out, I rarely drink, I rarely even go shopping except for groceries. My only real expense is my TV package, internet connection and our phones. Most people downgrade to the smallest package possible when budgeting but we have always managed to negotiate amazing deals with our TV providers when we threaten to downgrade or leave. Being at home all the time with Jack and with a partner who works strange shifts means I often work at nights when Steve is doing night shifts and Jack is asleep. This can often mean that I may get bored throughout the day and thus TV is my time to chill out and relax.
- House Maintenance Outsourcing – Whilst we do privately rent, this doesn’t mean that there aren’t costs involved with the upkeep of the house. With Steve working weird hours (and working almost constantly in the summer!) and my lack of gardening skills whatsoever, we don’t mind hiring our family friend to help us out every couple of months and keep us to the terms of our rental agreement. He keeps our garden looking ship-shape and we are happy. Other things that need doing we do ourselves or call in someone from the letting agents. Plus, it’s good to keep in mind here that constant home maintenance does mean fewer problems, and the older you get or want to downsize, especially if you’re needing assisted living, and having to move out/ sell your home, well, it’s going to be worth it.
- Relaxation – Sometimes you have to take a break from modern life, which is always go, go, go. I think it’s absolutely fine to spend money on relaxation, whether you want to invest in spa treatments, vacations, or even vibratör modelleri. It’s critical to take the time you need to give your body the rest and recovery it requires to perform at its best.
- Wedding – This may be shocking but when it eventually happens I will keep costs as minimal as possible BUT I will be budgeting for those things we really want
- Good Lawyers – A good lawyer is worth their weight in gold. Sure, they can be expensive, but most of the time, they can end up saving you thousands. Whether you need experienced divorce solicitors, someone to help you navigate a business deal, or even help after an accident, a good lawyer will always end up recouping your money down the line.
Finally and some may not agree but.Good lawyers. - Skincare – I don’t fork out a lot on make up when there are some fantastic affordable brands out there, but I will splurge a little on good quality skincare if I need to. I do have a few budget skincare staples but my skin does tend to favour brands like Origins and if they are working, I’m not going to begrudge a few extra pounds here or there.
My list is probably a lot different to yours. What would be on yours – what don’t you mind spending money on?