Life has been a little strange recently. Work has picked up massively but it seems like just as soon as we are getting somewhere, something comes to bring us down again. I’ve had a few end of year bills come in and have paid them with the excess money I have been earning – however this means I haven’t been saving as much as I would usually do.
We finally found two properties in our area that suited our needs. I’ve mentioned before that the rental we are in right now is a little too small for our needs and we need to move but stay within this area due to Jack’s schooling.One property is perfect, the other almost perfect – but we encountered a problem. With my savings almost depleted, Steve’s inheritance still pending and our deposit in this place tied up until we move out, we couldn’t work out just how to get the deposit for one of these other places.
We finally hit on an idea and searched for online personal loans to see if we could find one that would help in this situation. The plan is to pay it back as soon as the inheritance comes through or my savings start rising again. We finally found one and now we are just waiting on hearing about the properties, to see if we can move out after all. Unfortunately we were in a Catch 22 situation – if we didn’t raise the funds, then we definitely wouldn’t have been able to afford the deposit. If we don’t get the property, we now have funds for no reason. But decisions have to be made and that’s what we decided. Hopefully it works in our favour!
If we don’t actually move out just yet, we will keep it in savings until it is required – finding a property that suits our needs in this area isn’t that easy due to really high property prices, both to rent and buy. Of course, if the money comes in to pay off the loan before we need it for anything, then of course we will pay it off.
That’s not the only thing that has been going on recently. Steve’s searching for a part time job to go alongside his studies, work (as I mentioned before) seems to have perked up quite dramatically the past few weeks and life is very busy. However I sometimes find the life working from home a little lonely at times so with the prospect of a few new businesses in the village in the New Year, I might take on a few hours at one of those, just to get out of the house and have some time to myself. Sounds silly but I know plenty of mums who do actually go out to work, not for the money but the time to themselves!
Jack has just turned six and Olivia is about to turn one. With so much in the pipeline for 2018, I had better get preparing. Life has been a little bizarre recently – taking turns I am just not used to – but hopefully these twists and turns will all work out for the best. Fingers crossed we manage to get one of these properties – I’ll let you know.
What has been going on in your life lately?