The Little Things

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Everyone has those little things that they would change about themselves, don’t they? Even if they say they don’t. Me and Steve recently had a conversation about this – we were talking about the things we would change if we could. The topic came about after a discussion about laser eye surgery after Olivia had just broken my glasses completely – they’re currently being held together by tape.

Steve asked me if I had ever considered it and then we got onto the topic of other things we would change. One thing I’ve always been self conscious about is my nose – it seems big and bulbous compared to the rest of my face and I really dislike it. I also know that once I finally lose this baby weight, I’m going to be left with some loose skin, especially around my tummy, so I wouldn’t mind a bit of tidying up there if the funds and situation would allow.

We’ve had friends have surgery to change the little things that get to them – and they feel so much better for it. Some of my friends have considered surgery but decided not to go ahead too – that’s their prerogative. Whilst I am not currently in a situation to actually go through with it right now, it is always something I have considered and may get to in the future – we’re actually eventually planning on relocating to Canada so perhaps visiting the plastic surgery Toronto will be on the cards.

I know that sometimes some people can live with the little things that they would change and sometimes for other people, it can really take over their life. I can live day to day with mine but it does make me quite self conscious so why wouldn’t I take the opportunity to make myself feel a little better? Especially when I see other mums at the school gate with perfect features and looking pristine. They say comparison is the theft of joy and they are right – I really shouldn’t be comparing myself but it is so hard not to. I bet you compare yourself too – it is so difficult to not actually do it!

Whatever happens, it is handy to know this is an option. Would you change anything about yourself?

What is online trading?

Online trading is the buying and selling of financial assets through an online trading platform, with the aim to make a profit.

Many brokers provide online trading platforms these days. They make it possible for anyone with a computer or mobile app and internet access to trade the markets.

Online trading has replaced phone calls to your broker and offers a do-it-yourself option. You can trade a range of stocks, bonds, mutual funds, currencies, ETFs and options in real time.

Is online trading the same as investing?

No, online trading and financial investing are different. Both are a way of seeking profit in the financial markets. The key difference is the lifetime of market participation. Trading is generally focused on short-term gains. Whereas investing is centered around seeking long-term gains over a period of time. You could open a trading account online and place trades yourself via your laptop or mobile app. With investing you have the option of asking a bank or wealth manager to invest your funds for you for a fee.

Spread betting and CFD trading are two popular forms of leveraged trading online.

What’s the difference between CFD trading and spread betting?

Spread betting and CFD trading are a way to predict the price movement of financial assets. The prime difference between the two is that spread betting is slightly more tax efficient.

Since you don’t actually own the underlying asset when you spread bet or trade CFDs, you save money by not having to pay UK Stamp Duty. Spread betting is available only in the UK and is exempt from Capital Gains Tax as well. CFD trading is offered in many countries globally.

What should I look for in a trading platform?

There are several important factors you should consider when choosing a trading platform. Reliability and security are the most important. Be sure you are choosing a platform that is reliable in execution.

Also consider the platform charges so your fees don’t eat into your profit. Check that the trading platform is licensed and monitored by a regulatory authority. A good provider will always be transparent and upfront about their fees and charges.

Choose a trading platform that is easy to navigate so you can dive in quickly. What kind of trading tools and features does it offer? Lastly, select a trading platform that has a good reputation.

How can I minimise risk?

To minimise your risk, allow yourself some time to become familiar with the markets. It also pays to develop a strategy, and pre-plan your trades. Trading comes with some inherent risks as the markets can be unpredictable. Research and discipline will help you to minimise your risk. Try to keep your emotions in check and stick to your strategy.

Start with small investments with the goal of protecting your profits. You should also try to limit losses and must never trade money that you can’t afford to lose.

Don’t be tempted to make on-the-spot decisions for a large potential payoff. If the trade goes against you, the loss would be too large for you to handle. Finally, always stay disciplined.

Collaborative Post

In The Face Of Your Final Destination

Even those of us who haven’t seen the film are familiar with the concept of Final Destination. You can find a summary at sites like In short, though, a friend has a premonition of a plane crash which kills him and his friends. When he stops the disaster from happening, death stalks them all down. Far-fetched it may be, but we’ve all had a moment or two in our lives where similar things have happened. Perhaps not the premonition, but we’ve all avoided a dark end. Maybe you missed a train which ended up crashing, or took a different route, then heard about a fatal pile-up on the road you would have taken.

Of course, unlike in the film, death doesn’t tend to set us in her sights. But, that doesn’t mean moments like these don’t shake us up and make us see the world in a different light. It’s what we often call the ‘life flash before your eyes’ phenomenon. Suddenly, you may see your future with perfect clarity. And, when that happens, there are certain things you might want to do to make the most of your new-found vision. Here are some of the common actions people take after narrowly avoiding death’s wrath.

Bruno Nascimento

A change in lifestyle

Many people choose to deal with the situation by changing their lifestyle. This can take form in a variety of ways. Those who have abused their body up to this point may take the opportunity to turn to healthy options. After all, evading a fatal accident can give you a real desire to hold onto life. It isn’t unusual for survivors to take up new diet plans, or delve into exercise routines. Equally, some people decide to change their lifestyles more fundamentally. If you’re unhappy in a career, for example, you’ll see that there’s no time like the present to change it. As such, you may well find yourself much closer to the life you always dreamt of. All because of an imagined risk!

Secure your estate

If there’s one thing a close shave like this can teach, it’s that you never do know when it’ll all be over. As such, it’s normal to feel the need to get your estate in order. Many people sign up for insurance policies like those compared on Others take this time to write up a will and ensure the ongoing protection of loved ones. Life is too short, and what better way to remind yourself than to come face to face with the cloaked woman herself?

Spread the love

Last, but by no means least, many people take this as a reason to finally spend quality time with their loved ones. Too often, we neglect our relationships with friends and family because we’re too busy. But, a close call like this can remind us what really matters. And, family usually comes top of the list. Luckily, by using guides like the one found at, you’ll be able to make the time.


Easy Things You Can Do to Improve Your Mental Health

Mental health issues are thought to affect as many as 1 in 4 adults in the UK at some point in their lifetimes. Despite the prevalence of mental health issues, however, there is often quite a poor understanding amongst the general population of how to maintain good mental health, and what to do if they suspect that things aren’t going well in that regard.

While neglecting our mental health is unfortunately all too easy to do, and the potential consequences are severe, the good news is that there are a number of simple things that we can all do in order to ensure our day to day wellbeing is maintained.

Many people have an understandable fear of the idea of developing a mental health issue, although in the majority of cases being diagnosed with such a condition is the first step towards restoring a healthy and happy lifestyle in individuals who have found themselves struggling more than usual.

In this article we have pieced together the very best words of advice from doctors and patients who have experience in dealing with mental health issues. These are all simple things that any of us can do in order to ensure that we stand the best chance possible of avoiding developing a mental health issue.


The importance of exercise to our physical health is widely understood, we all know that if we don’t get enough exercise, then we run the risk of developing a number of health issues, including obesity. Along with a well-rounded and carefully planned out diet, exercise is an essential component for maintaining our physical health. But fewer people are aware of the important role that exercise plays in ensuring that our mental health also remains intact.

Exercising encourages us to go outside, this in itself is often very helpful in dealing with mental health issues. Many mental illnesses, such as depression and anxiety, strongly deters sufferers from setting foot outside, but the isolation that this creates is a problem in and of itself, and one that needs to be addressed as soon as possible.

When we exercise, our brains release endorphins and dopamine, both of which are associated with better moods and a sense of wellbeing, this underscores just how intimately linked our psychological and physical health is: when one of these things is neglected, the other will inevitably suffer too.

Reducing Stress

Unsurprisingly, those who suffer with mental health issues often experience higher general levels of stress in their day to day lives. The effects of stress play out in both the short and long term; in the short-term, stress can deter us from exercising, socialising, or engaging in our day to day routine. The cumulative long-term effects of this are an overall worse quality of life as well as a higher susceptibility to both mental and physical illnesses. Minimizing the amount of stress in our lives is one of the most important things we can do to protect our mental health.

As mentioned above, exercise is a great way to reduce stress, but there are a number of other things we can do. For example, there is a growing body of evidence that suggests that listening to music whose tone fits with our current emotional state can help us to work through those emotions. This is why many people reach for sad songs when they themselves feel sad. Far from wallowing in their own pity, they are in fact administering an effective cure for their condition.

Seek Support

Tackling mental health issues alone is an approach which is doomed to failure. Sufferers of mental health issues should no more treat their own mental illness than they should treat their own broken leg! It is important that if you suspect that you might be suffering from a mental illness that you inform your doctor as soon as possible in order to discover treatment options.

Many people with a mental illness find that they struggle to find stable employment; for these individuals, there are benefits which they can claim. The government runs an access to work scheme which is designed to help those with a mental illness find their way back into the world of employment and Mental Health and Money Advice have information about this on their website.

Support can also come from friends, family, and healthcare professionals. It is entirely up to the patient who they feel most comfortable reaching out to for support and it is important that they are not pressured into revealing more about their condition than they feel comfortable with.

The rates at which mental health issues occur appears to be on the increase. This might have more to do with our improved ability to diagnose them, but whatever the cause, adults in the UK are more likely to face mental health problems than ever before. It is important that when they occur, sufferers understand what support they can seek out and how to do so.


Christmas Doesn’t Have To Be Expensive

Christmas Doesn’t Have To Be Expensive

If you have a big family, the Christmas can be the worst time of the year money wise. Everyone demands a million and one things, especially the kids. It can often lead you to be spending so much money trying to please everyone. But it doesn’t have to be this way. Christmas should be about spending time with your family more than anything. But we know all too well that everyone looks forward to opening their presents and eating their Christmas dinner the most. So, if you’re worried about spending an absolute fortune, read on to find out how you can help yourself out.

Charity Shops

These are hidden gems that people tend to steer clear of. Just because they have the stigma that someone else has used or worn it before, people tend to not like to buy from there. But there’s so many bargains to be had from a charity shop, and it’s all going towards a good cause at the end of the day. Toys in particular are usually found in abundance at the shops. Most of them aren’t even used. They’ll be presents bought for people that they really don’t like. So instead of throwing them away, some families prefer to donate. So a toy that you might find yourself spending a fortune on in a normal store, you could get for a couple of pennies in a charity shop. The same goes for clothes etc. but make sure you know they’re definitely going to like it and it’ll fit. There’s no returns or getting your money back!

Annie Spratt

A Helping Hand

Sometimes you do just need that helping hand to get you through the Christmas crunch. If you’re one of those people who has to have one of the best for everyone, then you’re going to end up spending a fortune, even if you don’t mean to. There are a couple of tricks that could help you out. The first being stores that allow you to put items on a card, and then pay the balance at a later date. If you’re already short on cash, these can be a life saver, but some of the do come with expensive charges, so be careful of how much interest you might end up paying. Another way of saving yourself a little bit of money in the short term is by taking out a short term loan. It’ll again, like the store card, help to take the edge of the Christmas crunch. Companies such as New Horizons can help you with any advice, and show you some of the best deals that they offer to help your through the holiday season. It’s up to you which method you chose, both mainly have their pros, so explore your choices wisely!

Just two ways of helping you make Christmas less expensive could save you a fortune, there are plenty more ways out there, you just need to make sure you’re being as frugal as possible. But most of all, make sure you enjoy the Christmas season!