Personal Finance

Up Your Wealth Wednesday | Things I Am Reluctant To Spend Money On

Last week I wrote a post about things I don’t mind spending money on. There were a few things there that were joint things between me and Steve and like I promised last week, I am here with a post about the things I do mind spending money on.

money

  • Food & Drink – Obviously I need food and drink to survive. However, if there is a saving to be made then I will obviously try to make that saving. I am often found weighing up the pros and cons of an offer in the supermarket aisle.  Not all supermarket offers are worth it but if I don’t have to spend full price on something, I won’t – whether they are on promotion or I have a free coupon.
  • Beauty products – Unlike my skincare, I try not to spend too much money on makeup and body care. Skincare is my splurge of choice as I am looking after my skin for the future. Makeup is simply a quick fix. I will, of course, have the occasional splurge here and there but I am reluctant to spend out unless it is something I really, really want. I have only paid full price for a MAC lipstick once yet have quite a few in my collection – I have bought these others from blog sales or won them new in giveaways.
  • Clothes – A decent coat, a good pair of jeans, a decent pair of shoes and a bra are the exceptions to this rule. I don’t really see the point of paying out loads on a dress you will only wear once – even for my Sixth Form Leaver’s Ball I didn’t pay much! The most expensive dress in my wardrobe right now cost me £39 and I have got plenty of wear out of it in the short time I have had it. If you give me the choice of one designer t shirt or 5 high street t shirts for the same price, I will be scouring the rails at my local shopping mall. I do understand that you pay for quality but I’d rather be able to do what I want in my cheap shirts from the high street than constantly worry about ruining that £100 shirt with the slightest slip!
  • Travel Costs – Train and bus prices are so extortionate nowadays and I dread having to fork out for either if I need to go somewhere…I mean really dread it. I don’t drive so if Steve isn’t around, I have to use either of these to my destination. The amount of profit these companies must turn over is massive! Obviously I do spend out if I absolutely have to but if there is another way, I will use it.

There is one option that I don’t mind spending money on and hate spending money on in equal measure. That would be books. If I really enjoy an author I will support them in any way I can. This usually consists of me buying on Kindle and paperback. I’ve even gone so far as to buy one on Kindle then after speaking to the author, bought a signed copy too! However if I’m not as much of a fan or I am just starting out with the author, I will buy from the charity shop rather than new – I don’t want to part with ££ if I don’t enjoy it and at least charity get something out of it this way!

What do you hate spending money on?

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