Personal Finance

7 Ways to Stash Some Extra Cash Each Month

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As a busy mum, you are always looking for quick and simple life hacks to help you pocket a little extra cash each month. Whether you’re looking to save for an upcoming family holiday or you want to plan ahead for a big occasion, there are so many reasons why a little extra money would go a long way for you. As an individual, it’s up to you to decide which ideas would work best for your personality, skills and lifestyle. Whether you’re hoping to start a home-based business that challenges your creative side, or you’d rather opt for some simpler saving habits, there are a whole host of options for you to choose from. Consider the following ideas below and you will soon be on track to saving some extra cash each month for yourself and your family.

  • Participate in Online Surveys

If you have never participated in online consumer surveys, then this could be a viable avenue for you to look into with regards to making some extra money. There are a number of different websites which offer cash rewards and high street vouchers for your valuable opinions. Doing your research on the best survey sites will give you good indications of the types of surveys you might be suitable for. Spending just a couple of hours each day completing questionnaires and surveys could boost your bank balance significantly each month.

  • Challenge Yourself to Cook More 

Reaching for the takeaway menu or opening up that much-loved app on your phone can be all too easy. You would be surprised at how much money you’re spending each month when it comes to takeaways or eating out at restaurants. If you’re looking to create some extra cash, then you should try to cook at home as much as possible. Recreate your favourite dishes at home and your bank balance will thank you in the long run.

  • Set Some “No Spend Days”

Choose one or two days a week in which you don’t spend any money or even take your purse out of the house (to avoid temptation!). This will heighten your awareness when it comes to spending and give you some much needed time away from the shops.


  • Review Your Current Subscriptions

On your phone you can look at your current monthly subscriptions and get rid of any that are no longer serving you. Whether it’s a workout app that you no longer use, or it’s a television subscription that isn’t necessary anymore, there are so many ways to reduce your outgoings in this way.

  • Haggle Down Your Current Bills

Your current broadband, television and mobile phone provider will always want to keep you as a customer, so it’s always worth looking into ways to haggle down your current bills. Whether you reassess your plans and reduce the costs or you look for better deals elsewhere, there are so many effective ways to reduce your current monthly bills.

  • Start The Online Business You Have Always Dreamt Of

With an online business, there are so many advantages for you as a busy parent. Not only can you carry out your work from home, but you can also choose your hours and pick the style of work that suits your experience and background. Earning extra money doesn’t have to feel like a chore; you can do something you truly love. Whether you’re selling homemade jewellery or becoming a freelance writer for a local newspaper, there are so many brilliant options for you to explore when it comes to starting your own business.

  • Use Your Skills to Help Others

If you’re a talented artist, pianist, linguist or you possess another skill that others would be interested in learning, you may want to offer your services to other people. Whether you want to offer online tutoring to students due to taking their exams or you want to teach an instrument, there are so many ways in which you can use your skills to help others.

All in all, there are a number of options for you to explore when it comes to saving a little bit of extra money each month. No matter where, why or how you want to make money, you will need to spend some time thinking about the ideal strategy for yourself and your family. As long as it fits in with your lifestyle and daily routine, you will be able to make some worthwhile changes that help you to create more disposable income each month.

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