Saving More, Spending Less | Update 2

Since my last update, I haven’t got much further but I thought I’d update on you how I have been doing since the update.


Save The Change is working well for me – I’m managing to save quite a bit simply by having this set up. I am also saving 25% of any income into my bank account for tax – I’m being extra cautious and making sure I have more than enough money to pay any tax that’s due.


I am still partial to the coffee shop but the takeaways are pretty much non existent since we properly got back on Slimming World. However, buying more ingredients to cook from scratch has proved to be a little bit expensive but hey, at least we are being healthy!


I am working even more. I seem to be picking up clients left, right and centre and I am loving it. Whether it is blog work, freelance writing, proofreading or virtual assistant services, I am constantly busy and I love ot/


I am still checking my daily lotteries (my favourites are Free Lucky Lottery, NumberPlateLotto (which I have won on before and been paid THE SAME DAY),Free Postcode Lottery, Lucky Phone and DOB Lotto.

I’m still completing online surveys – I’ve recently scaled down the sites I use but I still use Populus Live, New Vista Live, Panelbase, Opinion Outpost, OpinionBar, Pinecone Research, Prolific Academic and YouGov – I’ve had two cheques from Populus already this year! Some of these offer an email referral scheme so if you’re interested in signing up to Panelbase or OpinionBar under me, just let me know! I’ve managed to cash out over £150 this year so far – all going towards debt.

Swagbucks has taken over my life again – you can sign up here – I’ve made almost £100 since getting back into it. I’ve also been selling our unwanted items. I’ve been selling tons on Shpock and Facebook groups too – determined to declutter my house whilst earning some cash at the same time!

If you are in a similar position, how are you doing?

Why I Enjoy Playing Online Bingo

Collaborative Post

I’ve made no secret before of how I love a game of bingo. Whether it is bingo in a bingo hall, cash bingo on holiday in the 18+ bar on site or playing online, I love a good game and seeing if I can increase my money. I come from a gambling family – we love a good old flutter – but because of this, I have always known my limits. I know exactly how much I have to spend and I never exceed this. It can be tempting for some people to keep putting money in but if I deposit a certain amount, I will only use that certain amount and no more.

Over the years I have played on a number of different sites. I’ve seen so many different sites come and go over the years and have recently been checking out seasonal online bingo reviews. I love a good gimmick and the Christmas theme of Season Bingo is so much fun! Who doesn’t love a bit of festive fun?

When it comes to bingo sites, I look for a few different things. A good selection of games, decent bonuses and the ability to play on both desktop and mobile if I so wish. I want to know that I am getting the most for my money and I don’t have to always stick to the same games all of the time. To have an enjoyable time, I need to know that I am getting a good deal and that I will be able to have fun when I play.

Obviously right now I don’t have much of a budget for playing as I am trying to save as much money as possible but I am always happy to spend the odd amount here and there to take advantage of a decent promotion and get a good payback. Just before Olivia was born, I realised I still had some bonus money to play on a site and won over £100 within just a few minutes.

As long as you know your limits, online bingo can be a lot of fun. Do you ever play it?

Join Swagbucks Swago This Week!

I am an SB influencer. This post contains referral links.

Swagbucks is holding their Swago promotion on Monday, May 22nd! It’s just like bingo, but in this case you’re filling out squares as you earn points on their site for doing things you already do online. If you’re thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it.

The best part is that the points you get can be used to get free gift cards to places like Amazon, or PayPal cash!

Fill up your board and then submit your pattern to get even more points – if you can fill in the whole board, you get a 300 SB bonus!

Click here to sign up and get started! If you sign up through my link and earn 300 SB before June 1st, you’ll get a bonus 300 SB!

My Swagbucks Story | What I Do With My Rewards

I am an SB influencer. This post contains referral links.

I have been using Swagbucks now for over four years and whilst I’ve not always been consistent with it, it has proved to be a steady form of income when I do work at it. I mentioned in my Saving More, Spending Less post that I am so keen to be debt free by the end of this year and I can actually see that happening if I keep working as hard as I have.

I’m currently saving all my SB’s and then redeeming them for PayPal cash. Once that cash hits my PayPal, I withdraw to my bank account and then transfer straight across to my savings account where it won’t be touched. Whilst I am keen to get debt free, I also know the importance of having an emergency fund/buffer should anything happen or need fixing urgently.

I originally found Swagbucks through another blogger, although I’m not sure who. Now it seems like everyone I know uses the site but back then it was just a handful of us. It is such a great site to save and make money for whatever you may need it for – I have people on my friends list who have kitted out their entire house with their SB rewards and others who’ve saved up their PayPal cash and used it for a once in a lifetime trip.

For a few minutes a day, Swagbucks is great and even if I don’t get that many points in a day, just to see my balance building up is so rewarding. Just this year I have had £80 from them, all of which has gone into my savings and I am just about to cash out for another big amount.

I’d definitely recommend signing up (you can do so here) and seeing what you can earn! I’d even consider an SB challenge against some of you to see who can get the most SB in a month – who’s up for that? Em, I’m looking at you!

Are You Dealing With The Right Gold Seller?

Gold is a very precious and valuable metal on Earth. Gold has hit high prices within the past few years so many people are now interested in investing in this precious metal. When selling or purchasing gold, one has to be very careful with the kind of people that he or she deals with. A lot of money is spent even on just a single deal of gold. It is always recommended to learn the qualities of any person that you deal with.

Dealers of gold should have specific qualities that should be looked upon by many clients. One of the qualities considered is the service that they offer. There are several services offered by gold dealers worldwide. These services can include brokerage, storage, and purchasing.

There are various factors that will help you determine whether you are dealing with the right or wrong gold seller. Before making any step of purchasing gold, you have to consider these factors to make sure you can get the best deal. There are also online sellers you can check out. Once you get the right dealer, you can invest confidently without any worries.

Here are some of the factors you need to consider:

The Business

When you want to understand more about the company or the gold dealer, it is advisable for one to check on their website. The Internet also gives clear information concerning the business. A company with many competition or orders indicates that the dealers are always busy and right with his or her services. You can also read the reviews of their clients to see how well they were able to handle each transaction.


Shipping is one factor that you should consider checking before making any purchase especially online. Aside from the weight of the metal, it is always good for the sellers to be clear on their shipping means and the time of arrival. If you are in need of a fair purchase, then it is good for you to go for dealers like The transaction between the buyer and the seller is clear and always right.


Communication with the client is another important factor than one has to look at. As they are able to communicate with their clients effectively, you are rest assured that you can easily reach them whenever you have concerns. Genuine sellers are always ready to answer any enquiries and concerns.

No matter how difficult and challenging gold purchasing has become. With these ideas, investing becomes easier and profit outweighs losses. Take note of the points listed above and you’re sure to determine if you’re dealing with the right gold seller.